CallTextGet My Options

St. George, Utah · Licensed in 13 states

A bank offers you one loan.We shop 100+ lenders for you.

More options, better pricing power, and one person guiding you from first question to closing day — never a call center.

or text us a question
Steven Zitomer, mortgage broker, smiling in a dark blazer and light blue shirt

Steven Zitomer

Mortgage Broker · NMLS #1973103

  • 100+lenders shopped for you
  • 13licensed states
  • 1:1support, start to close
  • NMLS #891464powered by Edge Home Finance

Shopped, not sold

A bank sells you its product. We shop for yours.

One bank = one option.

A bank can only offer what it has on the shelf that day.

A broker = 100+ lenders.

We compare banks, credit unions and specialty lenders and bring you the ones that fit.

A partner after closing.

When it's time to refinance, move up or invest, we're still your team.

Estimate only

Run your numbers in 30 seconds.

Estimated principal & interest—

Estimates only. Your actual rate and payment depend on credit, program, property and lender guidelines. Not an offer to lend.

Pre-approval

What a pre-approval does for you

Getting pre-approved is the first real step to buying. It's a review of your income, credit, debts and savings, so you shop with a clear budget.

Know your budget

See the price range and payment that fit.

Stronger offers

Sellers take pre-approved buyers seriously.

Shop with confidence

Focus only on homes that fit.

No cost, no obligation

Getting pre-approved is free.

1

Fill out the short form (about a minute)

2

We call you to go over your goals and what documents we'll need

3

We review your file and issue your pre-approval letter

4

Shop and make offers with confidence

How it works

Four steps, start to keys.

1

Tell us your situation

2

We shop 100+ lenders

3

We pick together

4

Close and get your keys

Our promise

How we work with you

  • A real person answers — every time.
  • Every fee explained before you commit.
  • Updates at every milestone, without you chasing us.
  • If a loan doesn't make sense for you, we'll tell you.

Questions, answered straight

Common questions

Why use a broker instead of a bank?+

A bank offers its own loans. We shop 100+ lenders and bring you the options that fit — more choice and more pricing power.

What does it cost to work with you?+

Brokers are paid through the lender as part of your loan. We explain every fee in plain language before you commit.

I'm self-employed. Can you help?+

Yes — bank statement and non-QM programs are built for business owners and investors.

Does filling out the form hurt my credit?+

No. We'll tell you before anything that involves a credit check.

Are you affiliated with the VA or FHA?+

No. Brokered Home Loans and Edge Home Finance Corporation are not affiliated with or endorsed by the VA, HUD, FHA, or any government agency.

House-shaped keys hanging from a new home's door

Ready to see what's actually possible?

Get your options in about a minute, book a call, or just text us a question. No pressure, no obligation.

Talk to us directly

Call, text, or book a time that works. We'll walk you through what's possible for your situation.